Mortgage for vineyard in Spain

If you want to buy a rural property or a vineyard in Spain and want a mortgage to finance your purchase then here is some very useful info on what you can expect.

First of all, the interest is currently lower on mortgages in Spain then it is in the UK and it is fairly easy to get a mortgage in Spain.

Mortgages for buying a property in Spain is a little different from the UK, Spain don’t have a massive amount of lenders like the UK mortgages market does, in Spain it is the normal banks that give you a mortgage.

You need a NIF number (tax number) to get a bank account in Spain and to get a mortgage in Spain. Typically you can say that you can get 80% mortgage on property but on rural property you might only be able to get 60% or less in mortgage in Spain. If you are getting a mortgage for an already working vineyard in Spain that you are buying then it might help to shop around for the best mortgage deal.

If you want maximum amount of mortgage for your Spanish property then you might want to look at a UK mortgage broker to get a mortgage for your Spanish property.

As always, you should try to get more then one quote to see what is the best mortgage for your new property in Spain!

 

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