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If you are planning to buy a vineyard in France and want to find the best deal on a mortgage for it, here are some very useful info and some guide lines to help you in your planning! A problem with buying a vineyard in France and getting a mortgage to finance the property in France is that the normal max amount that you can get a mortgage for is only 30% of the purchase price. This means that you will need a substantial amount of money of your own even to buy a smaller property/ vineyard in France. Larger well known companies who buy vineyards often get up to 98% mortgage in France so there is obviously room for negotiations. If you are moving from the UK to France then we suggest that you also check the UK mortgage market on getting a mortgage for a property in France. Keep in mind that the current EURO interest rate is lower then the interest rate in the UK so it would be cheaper to get a mortgage in France then in the UK, but if you can’t get it for the right amount in France then you might be stuck with the UK mortgage lender for your property in France! As always, shop around and get some quotes on mortgages in France and you will soon see what you are up against! Good Luck
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